Author: Dan

At some point in their lives, most Canadians have probably asked themselves whether it is better to buy or rent a home. And purchasing a home is one of the biggest decisions most people ever make. Ultimately, the decision is a personal choice, but it helps...

In today’s economic climate of tighter credit requirements and increased unemployment rates taking their toll on some Canadians, there’s no doubt that many people may not fit into the traditional banks’ financing boxes as easily as they may have just a year ago. Your best solution...

10 Most Commonly Asked Mortgage Questions 1. What’s the best rate I can get? Your credit score plays a big part in the interest rate for which you will qualify, as the riskier you appear as a borrower, the higher your rate will be. Rate is definitely...

Buying the Best Home for You Before you begin searching for a home, it’s always helpful to think about your needs both now and in the future. And if you have any questions about the home-buying process or different types of real estate, you can always...

  Choosing the mortgage term that is right for you can be a challenging proposition for even the savviest of homebuyers. By understanding mortgage terms and what they mean in dollars and sense, you can save the most money and choose the term that is right...

Today, about 30% of Canadian homeowners arrange their mortgages through mortgage brokers – independent specialists with extensive knowledge of mortgage lenders’ product offerings, their features and benefits, and contacts throughout the lender community to ensure competitive rates. Mortgage Brokers are experts dedicated to finding the right...

I thought I would highlight some valid information about Mortgages that everyone should know when they are considering buying soon. Fixed Rate Mortgage locked interest rate that does not change during the term of the mortgage Payments will stay the same throughout the term of the mortgage Terms can...

So I was inspired by a recent article on canadianmortgagetrands.com titled "A Little Extra" and they talked about how increasing your monthly mortgage payments by $20 can save you a substantial amount of money over the span of your mortgage. The article was a little vague, but...

As a Broker my goal is to make sure my clients are as prepared as possible for the buying process. Therefore I thought I would create a simplified first time home buyers guide. How much can you afford to spend on your new home? Gross Debt Service:...

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